Case Study: The Use of RealObjects PDFreactor® to meet statutory Archiving Obligations (PDF/A) at the Internet Branch of the Sparkasse Savings Banks

According to Directive 2004/39/EC of 21.04.2004, released by the European Parliament and the Council regarding markets for financial instruments (MiFID, abbreviation for Markets in Financial Instruments Directive) banks are obliged to archive advertising content presented to their customers for certain types of products for a period of five years and to submit this in the event of legal disputes. This also applies to advertising information shown online via the Internet branches of the Sparkasse savings banks. Realization of archiving that conforms to the directive (conforming to PDF/A) presents substantial challenges to Finanz Informatik as the operator of the Internet branch.

The use of RealObjects PDFreactor allowed an approach to be realized for the Internet branch that guaranteed the fulfillment of statutory archiving requirements (PDF/A compliant) that saved a lot of expenditure compared to the alternative approaches that were investigated and that would not have been easily realizable with other PDF libraries.

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About Finanz Informatik

Finanz Informatik, headquartered in Frankfurt am Main, is the central IT service provider of Sparkasse Finance Group. Its customers include 384 Sparkasse savings banks, six state banks, DekaBank, eight state Landesbausparkasse state building societies, public sector insurers and further companies within the Sparkasse Finance Group. Finanz Informatik offers a complete IT service – from application development through infrastructure and data centre operations to consultancy, training and support.

About RealObjects

RealObjects (, founded in 2000, provides W3C standard-compliant, cross platform software tools for electronic publishing, content authoring and web-to-print.

Its W3C standards-based publishing solution PDFreactor is an industry-recognized flagship product, which is used for server-side conversion of HTML to PDF whenever electronic and typeset-quality print output of business content is required. It is the perfect printing component for web applications, incl. database publishing, web-to-print, PIM, DMS, MDM, DAM, WCMS, VDP etc.

RealObjects tools have been used by about 3000 corporate customers in over 40 countries, ranging from small businesses to Fortune 500 enterprises, educational institutions as well as government and non-profit organizations. Several major accounts have deeply integrated RealObjects technology into their toolsets and solutions. A network of strategic business alliances, resellers and OEM partners/customers has been established over the years.


Michael Jung
RealObjects, Managing Director
Tel. +49 681 985 790